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INCOME TAX

Net Worth Calculator

Bring your assets and outstanding liabilities into one clear snapshot.

Browser-only calculation: your inputs stay in this browser. Educational estimates; verify eligibility and current official rules before acting.

What this tool covers

Your information & assumptions

Amounts in ₹ unless shown otherwise

Prefilled numbers are examples. Replace them with your figures. Confirm the relevant conditions to calculate.

Tax Year 2026–27 uses the Income-tax Act, 2025. Earlier financial years use the Income-tax Act, 1961 with applicable amendments. The old and new tax regimes are separate choices within those laws.
Read the calculation coverage · Official income-tax calculator ↗

UNDERSTAND THE CALCULATION

How to use Net Worth Calculator

Bring your assets and outstanding liabilities into one clear snapshot.

Inputs and definitions

Current values of assets and outstanding debt, with your ownership share and no duplicate balances.

Method and formula

Net worth = attributable assets − outstanding liabilities. This is a snapshot, separate from income or immediately accessible cash.

Illustrative example

₹20 lakh attributable assets less ₹8 lakh outstanding liabilities gives ₹12 lakh net worth. Illiquid property does not become an emergency cash balance.

Scope and limitations

Use current values and your ownership share. Enter outstanding debt, not the sum of future instalments.

These examples explain the method. The interactive result depends on the selected facts and period, and is not a filing or an eligibility confirmation.

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